How we protect your money and identity around the clock.
Security is not an afterthought at Hive Finance — it is the bedrock of everything we engineer. Explore our multi-layered defense architecture and institutional custody.
Institutional Framework & Compliance
CBN-Licensed Banking Rails
Core payment switching, funds settlement, and dedicated virtual NUBAN accounts are provided through partnerships with CBN-supervised institutions (9PSB & Safe Haven MFB).
Cooperative Society Registration
Formally registered and regulated under the Delta State Ministry of Commerce, Industry & Cooperative Services (DSC/COOP/2024/7819).
Data Protection (NDPC in view)
Customer records, biometric credentials, and identity data are managed under strict compliance with the Nigeria Data Protection Commission (NDPC) guidelines.
4 Core Layers of Customer Protection
256-Bit SSL/TLS Encryption
All network requests and stored financial data are protected using military-grade AES-256 encryption. Your information is never transmitted in plain text.
Biometric & 4-Digit PIN
Transactions require hardware-level biometric validation (Face ID / Fingerprint) or your private 4-digit transaction PIN stored in secure hardware enclaves.
Segregated Bank Custody
Member balances are held in segregated reserve accounts with Central Bank of Nigeria (CBN) licensed partner banks (9PSB & Safe Haven MFB).
Zero Credential Sharing
Hive Finance staff will never call, email, or WhatsApp message you requesting passwords, BVN OTPs, or transaction PINs. Security alerts are pushed in-app.
Why BVN verification keeps our entire community safe.
In compliance with Central Bank of Nigeria regulations and Nigerian Anti-Money Laundering (AML/CFT) directives, we verify every member's identity. This prevents synthetic fraud, unauthorized account takeovers, and financial crimes.
Lost your phone or notice suspicious activity?
Contact our rapid-response fraud desk immediately to temporarily lock your Hive wallet and protect your balances.